Business License vs. Master Business License in Ontario: What Do You Need?


There is often confusion between a "Master Business License" and a municipal "Business License." If you are operating in Toronto, Ottawa, or Mississauga, you might need both. Here is how to tell the difference.

1. The Master Business License (MBL)

This is issued by the Province of Ontario. It is essentially your business registration. It allows you to operate under a specific business name. Every business that is not using the owner's exact legal name must have one.

Example: If John Smith runs a painting business called "John's Painting," he needs an MBL.

2. Municipal Business License

This is issued by your City or Municipality (e.g., City of Toronto). It is a permit to operate a specific type of business in a specific location.

You typically need this if you run:

  • A restaurant or food truck.
  • A salon or barbershop.
  • A driving school.
  • A taxi or ride-sharing service.

3. How to Check

Do not assume you are clear just because you registered with the province. Go to BizPaL Ontario (a government tool) and search for your industry and city. It will tell you exactly which permits you need.

Summary

Think of the MBL as your business's "birth certificate" and the Municipal License as your "permission to work." Missing either one can result in heavy fines.

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